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Privacy Statement
Short Term Loan Overnite
PRIVACY POLICY. Protecting your privacy is
important to Short Term Loan Overnite and our employees. We want you to understand what
information we collect and how we use it. In order to provide our customers
with short term loans as effectively and conveniently as possible, we use
technology to manage and maintain customer information. The following policy
serves as a standard for all Short Term Loan Overnite employees for collection, use,
retention, and security of nonpublic personal information related to our
short term programs.
WHAT INFORMATION WE COLLECT. We may collect
"nonpublic personal information" about you from the following sources:
Information we receive from you on applications or other loan forms, such as
your name, address, social security number, assets and income; Information
about your loan transactions with us, such as your payment history and loan
balances; and Information we receive from third parties, such as consumer
reporting agencies and other lenders, regarding your creditworthiness and
credit history. "Nonpublic personal information" is nonpublic information
about you that we obtain in connection with providing a short term loan to
you or list derived using that information. For example, as noted above,
nonpublic personal information includes your name, social security number,
payment history, and the like.
WHAT INFORMATION WE DISCLOSE. We are permitted
by law to disclose nonpublic personal information about you to third parties
in certain circumstances. For example, we may disclose nonpublic personal
information about your short term loan to consumer reporting agencies and to
government entities in response to subpoenas. Moreover, we may disclose all
of the nonpublic personal information about you that we collect, as
described above, to financial service providers that perform services on our
behalf, such as the marketers and servicers of your short term loan, and to
financial institutions with which we have joint marketing arrangements. Such
disclosures are made as necessary to effect, administer and enforce the loan
you request or authorize. Otherwise, we do not disclose nonpublic financial
information about our customers or former customers to anyone, except as
permitted by law.
If you become an inactive customer, we will
continue to adhere to the privacy policies and practices described in this
notice.
OUR SECURITY PROCEDURES. We also take steps to
safeguard customer information. We restrict access to nonpublic personal
information about you to those of our and out servicer's employees who need
to know that information to provide short term loans to you. We maintain
physical, electronic and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
Short Term
Loan Overnite
Telephone:
1-888-610-FAST (3278) or 1-702-312-6000
Fax: 1-888-825-FAST (3278) or 413-653-0019
Hours:
8:00 AM - 6:00 PM Pacific Standard Time
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Term Loan Overnite
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